Posted by rita on May 11, 19100 at 11:25:55:
In Reply to: Insurance Coverage posted by vanessa on May 10, 19100 at 11:51:18:
Perhaps w/the PPO you can also go out of network.. It seems as if the top programs,which is where you want to be, do not accept any ins ...try to get them to reimburse.
: I am totally confused...so help, please! It was so much easier having to pay out-of-pocket and then being reimbursed from the insurance company, no matter what doctor you used. We now have a choice of choosing either CIGNA PPO or Oxford's Freedom Plan. I was all set to go to Cornell, but they explained this morning, after much probing from me, that they don't accept Oxford for IVF and it's considered out of network for Oxford. In order for me to be covered through Oxford, it has to be in network. Because we haven't chosen a plan yet, getting information from my husband's Human Resources Representative is like pulling teeth. So, does anyone know which doctors accept either of these two plans. Preferably Manhattan, but I'll do Long Island or Queens. And we have to decide by Friday afternoon. Thanks for your help.
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